Your money is underperforming.
We fix that.
162 data sources. One intelligence layer. Banker Agent finds where your money should be working harder across DeFi, TradFi, credit cards, and bank rates.
Powered by data from the world's leading financial sources
Your complete toolkit
Four engines. One platform.
Each module pulls from the full 162-source data layer. Together they create the most comprehensive personal finance intelligence system.
Find the perfect card for every dollar you spend
Our matching algorithm analyzes your spending patterns across 200+ credit cards, factoring in reward categories, annual fees, sign-up bonuses, and transfer partners to find cards that maximize your returns.
- Spending pattern analysis
- 200+ card database
- Transfer partner mapping
- Annual fee ROI calculator
Real results
People are finding money they
didn't know they were losing.
"Banker Agent found me $2,400 in annual credit card rewards I was leaving on the table. The card optimizer is genuinely life-changing."
Sarah Chen
Software Engineer
$2,400
annual rewards recovered
"I moved $50K from a 0.01% savings account to a 4.5% HYSA after Banker Agent flagged it. That is $2,250 per year I was losing."
Marcus Rivera
Product Manager
$2,250
additional annual yield
"The yield radar showed me DeFi opportunities I never knew existed. I am earning 8% on stablecoins with a risk score I am comfortable with."
Alex Thompson
Freelance Designer
8%
stablecoin yield
The numbers speak
In potential savings identified for our users across credit card rewards, yield optimization, and rate arbitrage.
How it works
Three steps to smarter money.
Connect your accounts
Link your bank accounts and credit cards through Plaid. Your data is encrypted end-to-end and never sold.
We analyze everything
Our engine pulls from 162 data sources, comparing your current setup against every available opportunity.
Get actionable intelligence
Receive personalized recommendations for better cards, higher yields, and smarter allocations. Act with one click.
Yield intelligence
DeFi and TradFi, unified.
Risk-scored yields from 14,000+ pools, updated continuously.
| Pool | Type | Chain | APY | Risk |
|---|---|---|---|---|
| Aave V3 USDC | DeFi | Ethereum | 5.2% | |
| Compound USDT | DeFi | Ethereum | 4.8% | |
| Marcus HYSA | TradFi | - | 4.40% | |
| Lido stETH | DeFi | Ethereum | 3.9% | |
| SoFi Savings | TradFi | - | 4.50% | |
| Morpho USDC | DeFi | Base | 7.1% | |
| Wealthfront Cash | TradFi | - | 4.25% | |
| Curve 3pool | DeFi | Ethereum | 3.2% |
Pricing
Simple. Transparent.
Start free. Upgrade when you need the full intelligence layer.
Free
Get started with basic intelligence
- Card optimizer (top 5 matches)
- Yield radar (top 20 pools)
- Rate scanner (top 10 banks)
- Weekly email digest
- Community access
Pro
Full intelligence layer unlocked
- Everything in Free
- Full card database (200+ cards)
- All 14,000+ yield pools
- All 500+ banks
- AI Banker (unlimited queries)
- Real-time alerts
- Portfolio optimization
- Priority support
Elite
For serious optimizers
- Everything in Pro
- API access
- Custom alert rules
- Tax-loss harvesting signals
- Dedicated account manager
- Early access to new features
- White-glove onboarding
Security
Your data is safe with us.
We take security as seriously as we take yield optimization.
SOC 2 Compliant
Enterprise-grade security audited annually
AES-256 Encryption
All data encrypted at rest and in transit
No data selling
Your financial data is never sold. Period.
Plaid secured
Bank connections through Plaid, trusted by millions
FAQ
Common questions.
We pull data from 162 sources including DefiLlama, FRED, Treasury.gov, Bankrate, and dozens of DeFi protocols. Every yield is normalized to APY and risk-scored on a 1-10 scale so you can compare a 4.5% HYSA against a 7% Aave pool with full context.
Absolutely. We use Plaid for bank connections (the same provider used by Venmo and Robinhood), encrypt all data at rest with AES-256, and never sell your information. We are SOC 2 compliant and GDPR ready.
It analyzes your actual spending patterns across categories (dining, travel, groceries, gas, etc.) and matches them against reward structures of 200+ credit cards. It factors in annual fees, sign-up bonuses, transfer partner values, and foreign transaction fees to find your optimal card lineup.
ChatGPT has general knowledge. Our AI Banker has real-time access to 162 financial data sources, your personal spending data, and current market rates. It gives you specific, actionable advice based on your actual financial situation, not generic tips.
When you recommend a credit card or financial product through Banker Agent and someone signs up, you earn Banker Points. These points can be redeemed for subscription credits, gift cards, or cash back. Top referrers earn $500+ per month.
Yes. No contracts, no cancellation fees. You can downgrade to Free at any time and keep access to basic features. Your data stays yours.
Ready to make your money
work harder?
Join thousands of smart optimizers who refuse to leave money on the table.
Free to start. No credit card required. Cancel anytime.