162 data sources. One intelligence layer. Banker Agent finds where your money should be working harder across DeFi, TradFi, credit cards, and bank rates.

Each module pulls from the full 162 source data layer. Together they create the most comprehensive personal finance intelligence system ever built.
Analyzes reward multipliers, rotating categories, annual caps, cents per point valuations, and transfer partner bonuses across your entire wallet. Knows which card to pull before you do.

Compares DeFi lending, liquidity provision, staking, restaking, savings accounts, CDs, money markets, T-bills, and corporate bonds. Risk scored. FDIC tagged. Updated every 5 minutes.

Monitors savings APYs, CD rates, and money market rates across 500+ institutions. Alerts you when better rates appear. Always shows FDIC insurance status.
Claude with RAG over 162 data sources. Ask about yields, card strategies, rate comparisons, or portfolio optimization. Every answer includes sources and real time data.

Real time yield signals
Continuous monitoring across 14,000+ pools and 500+ bank rates.
Composite risk scoring
TVL, audit status, protocol age, insurance coverage, FDIC status.
Instant recommendations
Sub-second card matching and yield comparison at point of decision.
162 source aggregation
APIs, scrapers, and repos feeding one unified data layer.
Data flows from government APIs, DeFi protocols, bank scrapers, and credit card databases through our cron pipeline into a normalized, risk scored intelligence layer.
DeFi and TradFi yields side by side. Risk scored. Updated continuously.
| PROTOCOL | CHAIN | APY | RISK | TYPE |
|---|---|---|---|---|
| Aave V3 USDC | Ethereum | 5.82% | A | DeFi Lending |
| Compound V3 | Ethereum | 4.91% | A | DeFi Lending |
| Marcus by Goldman | TradFi | 4.40% | AAA | Savings |
| Lido stETH | Ethereum | 3.65% | B+ | Staking |
| US 10Y Treasury | TradFi | 4.25% | AAA | Treasury |
| Curve 3pool | Ethereum | 7.12% | B | LP |
| Ally Bank HYSA | TradFi | 4.20% | AAA | Savings |
| EigenLayer ETH | Ethereum | 4.80% | B | Restaking |
Most people lose $1,000 to $5,000 per year through suboptimal savings rates and missed card rewards.
Every bank rate tagged with insurance status
AES-256 via Plaid. We never store credentials
DeFi protocols scored on audit status and TVL
162 sources. All verifiable. Full transparency
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Full intelligence layer
For serious optimizers
We pull real time data from DefiLlama (14,000+ pools across 119 chains), FRED (Treasury rates), Bankrate (savings/CD APYs), and 158 other sources. Every yield is normalized to APY, risk scored using our composite framework, and tagged with insurance status (FDIC, SIPC, or none).
Bank connections use Plaid with AES-256 encryption. We never store bank credentials. All user data is protected by Supabase Row Level Security. We are SOC 2 compliant and undergo regular security audits.
It analyzes your spending categories, matches them against reward multipliers for every card in our database, factors in rotating quarterly categories, annual caps, cents per point valuations, and transfer partner bonuses. Then it recommends the optimal card for each purchase category.
The AI Banker uses Claude with retrieval augmented generation over our 162 data sources. It has access to real time yields, rates, card data, and your personal portfolio. Every answer includes citations. ChatGPT has none of this.
When you share your unique referral links for credit cards or bank accounts and someone gets approved, you earn $50 to $300 per signup depending on the product. We track everything transparently in your referral dashboard.
Yes. Cancel anytime from your account settings. You keep access through the end of your billing period. No cancellation fees. No questions asked.
119 chains and 14,000+ pools via DefiLlama. This includes Ethereum, Arbitrum, Optimism, Base, Polygon, Solana, Avalanche, BSC, and every major L2. Protocols include Aave, Compound, Curve, Lido, EigenLayer, Morpho, and hundreds more.
DeFi yields update every 5 minutes. Bank rates update daily. Treasury rates update in real time from FRED. Card data updates weekly. Economic indicators update on their official release schedule.
App Router, Server Components, streaming
24 tables, RLS policies, real time subscriptions
RAG over 162 sources, function calling, citations
Subscriptions, webhooks, customer portal
Account linking, transactions, balances
APIs, scrapers, repos. 5 cron tiers.
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